Morgix Self Employed Mortgage
Over the phone pre-approvals
What Is a Self Employed Mortgage?Self Employed Mortgage isa loan where the vendor/lender does not verify the borrower’s income through official channels or pay stubs. The vendor simply asks the borrower for their ‘stated income’ and are taken at their word. This is ideal for freelance type workers or as a way to include supplemental income as a basis for a loan amount.
Hassle free application process. Your Morgix agent will take the time to understand your situation upfront to avoid delays once application is submitted.
Why Would I Need a Self Employed Mortgage?Contract Worker
No Pay Stubs Or Employment Letters
Short Employment History
As long as you own your home and have equity remaining Morgix can get you rate that best suits your situation.
We work with traditional and private lenders to find the home equity line of credit product to fit any life situation.
Having an insecure source of income is often one of the best reasons for accessing your homes equity.
What Our Clients Have To Say
I’ve had a great experience with a Managing Partner at Morgix, Andre Deleo. The key factor was responsiveness to all my emails and phone calls and a very timely follow-up process. There is lots of paperwork invovled when applying for a mortgage, so Andre was very diligent about letting me know what I should gather upfront and what the timelines going to be. Most importantly, I heard back from him after the deal was done which is rare in any industry today…
I had a mortgage from a private lender. Because of poor credit and low income, when the mortgage came up for renewal I was turned down everywhere. I spent literally hundreds of hours online finding private lenders and following up with those I found. First filling out online applications, waiting for call backs, the list goes on. All that bothered to reply all told me no, or they were working on it and would get back to me. Most did get back after a week or more waiting., to tell me sorry can’t help. Andre Deleo did respond to my application…
My husband and I were first time home buyers and also had a newborn baby at home. We didn’t even know if we were going to be able to get the mortgage we needed or where to start, Andre Deleo told us he would take care of us, and he did. Andre took care of everything and made this process as stress free as possible for us. Andre was really informative and took the time to explain all the details and steps along the way. If you need a mortgage I strongly recommend you use Andre to get the job done.